How much will you actually have left?

Plan a realistic month against your real take-home. Start from KITNA's estimates or enter your own.

₹1.61L
Monthly take-home
estimated
₹0
Planned spending and investing
₹1.61L
Not yet allocated
100%
Saving and investing rate
kitna bachega

Needs, wants and savings

A popular rule of thumb is 50% needs, 30% wants and 20% savings. It's a starting point, not a rule — loans, dependents and goals change what's right for you. Needs here are housing, food, transport, utilities and health.

By category

Add amounts on the left, or start from KITNA's estimates for your city.

Left to allocate
₹1.61L