Data sources
Every dataset KITNA uses, what kind of number it is, where it comes from and when it was last updated.
| Dataset | Type | Source | Updated | Status |
|---|---|---|---|---|
| Income tax — new regime | Official data | Finance Act 2025 slabs; Budget 2026 made no changes for FY 2026-27 | Sep 2026 | Verified |
| Income tax — old regime | Official data | Old-regime slabs, unchanged for FY 2026-27 | Sep 2026 | Verified |
| Salary structure (basic pay, PF, gratuity) | Estimate | Common Indian CTC structures; user-adjustable | Sep 2026 | |
| Home loan loan-to-value limits | Official data | RBI loan-to-value norms for individual housing loans | Sep 2026 | Verify with your lender |
| Home loan rate (default input) | Estimate | 2026 lender listings show starting floating rates of roughly 7.1%–7.9%; 8% is an example input, not a quote | Sep 2026 | Example input |
| Household multipliers | Estimate | KITNA working assumptions | Sep 2026 | Placeholder — needs population |
| Lifestyle multipliers | Estimate | KITNA working assumptions | Sep 2026 | Placeholder — needs population |
| Transport and food multipliers | Estimate | KITNA working assumptions | Sep 2026 | Placeholder — needs population |
| Per-child costs | Estimate | KITNA working assumptions | Sep 2026 | Placeholder — needs population |
| Projection and rent-vs-buy defaults (inflation, returns, appreciation) | Estimate | Example inputs chosen by KITNA; users can change them | Sep 2026 | |
| City cost baselines | Estimate | KITNA working assumptions — not yet sourced | Sep 2026 | Placeholder |
| State professional tax | Official data | Approximate annual amounts from state professional tax schedules | Sep 2026 | Approximate — verify per state |
| Ease of Living Index ranks | Official data | Ministry of Housing and Urban Affairs, Ease of Living Index 2020 (released March 2021) | Sep 2026 | Verified where shown; others marked not verified |
City data
Monthly, one person, moderate lifestyle. “Needs data” means we haven't published figures for that city yet.
| City | Rent | Food | Transport | Utilities | Health | Entertainment | Other | Prof. tax / yr | Status |
|---|---|---|---|---|---|---|---|---|---|
| Bangalore | ₹28,000 | ₹12,000 | ₹4,500 | ₹3,500 | ₹1,500 | ₹7,000 | ₹3,000 | ₹2,500 | Placeholder |
| Mumbai | ₹38,000 | ₹13,000 | ₹4,000 | ₹3,800 | ₹1,700 | ₹7,500 | ₹3,200 | ₹2,500 | Placeholder |
| Delhi | ₹25,000 | ₹12,000 | ₹4,500 | ₹4,000 | ₹1,600 | ₹7,000 | ₹3,000 | ₹0 | Placeholder |
| Hyderabad | ₹20,000 | ₹10,500 | ₹4,000 | ₹3,200 | ₹1,400 | ₹6,000 | ₹2,700 | ₹2,400 | Placeholder |
| Pune | ₹21,000 | ₹11,000 | ₹3,800 | ₹3,300 | ₹1,400 | ₹6,000 | ₹2,800 | ₹2,500 | Placeholder |
| Chennai | ₹19,000 | ₹10,500 | ₹3,800 | ₹3,500 | ₹1,400 | ₹5,500 | ₹2,600 | ₹2,500 | Placeholder |
| Kolkata | ₹15,000 | ₹9,500 | ₹3,000 | ₹3,000 | ₹1,200 | ₹5,000 | ₹2,400 | ₹2,400 | Placeholder |
| Gurgaon | — | — | — | — | — | — | — | ₹0 | Needs data |
| Noida | — | — | — | — | — | — | — | ₹0 | Needs data |
| Ahmedabad | ₹15,000 | ₹9,500 | ₹3,500 | ₹3,000 | ₹1,200 | ₹5,000 | ₹2,400 | ₹2,400 | Placeholder |
| Jaipur | ₹13,000 | ₹9,000 | ₹3,200 | ₹2,900 | ₹1,100 | ₹4,500 | ₹2,200 | ₹0 | Placeholder |
| Kochi | ₹15,000 | ₹10,000 | ₹3,500 | ₹3,000 | ₹1,300 | ₹5,000 | ₹2,400 | ₹2,500 | Placeholder |